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Steve Coker, CFP
Sep 10, 20212 min read
Social Security: Why you should wait
Filing for Social Security too early is one of the biggest mistakes that retirees make. We have written about this before, but it still...
Steve Coker, CFP
Aug 27, 20214 min read
What documents should I keep?
While it seems like a mundane question, “What documents should I keep?” is one of the most common questions I hear, and it is far from...
Walter Cifuentes
Jun 27, 20213 min read
Trust Implementation Checklist
If you have successfully worked with an estate planning attorney to create a living trust, then congratulations! You have completed a...
Steve Coker, CFP
Jun 5, 20212 min read
How to check your own credit
Identity theft has become one of the most significant crimes of today with over 15 million people in the United States falling victim...
Carole Meitler
May 28, 20213 min read
New Rules for Inherited IRAs
There are new rules for IRA’s inherited after January 1, 2020, and it may impact estate planning for existing IRA owners. The SECURE Act...
Steve Coker, CFP
May 22, 20212 min read
The Coming Tax Wave
There are rumors coming out of Washington – rumors of increased taxes. While the specifics are still being worked out, momentum is...
Steve Coker, CFP
May 7, 20212 min read
Save More...Tomorrow
We as Americans have a problem – we don’t save enough. In fact, a recent study by Bankrate.com reported that 18 percent of those in the...
Steve Coker, CFP
Apr 30, 20214 min read
A Surviving Spouse Checklist
There are a number of steps to take to manage a departed loved one’s finances. Knowing what to expect and what you can do will make the...
Steve Coker, CFP
Apr 16, 20213 min read
Retiring Out of California
California is a wonderful and expensive place to live. It has incredible beauty, amazing weather, and some of the highest tax rates in...
Steve Coker, CFP
Mar 19, 20212 min read
What is a Qualified Charitable Donation?
A Qualified Charitable Donation is a tax-free distribution from an IRA to a charity. Available only to taxpayers aged 70.5 or older, a...
Steve Coker, CFP
Feb 27, 20213 min read
Overcoming the Covid-19 Retirement Black Hole
“I never thought that retirement would be like this.” The comment from one of my clients struck me this week as we discussed his recent...
Steve Coker, CFP
Feb 13, 20213 min read
Adding up the stimulus
How could the stock market continue to rise during the pandemic? Why are stocks rising while so many Americans are still unemployed? The...
Carole Meitler
Feb 5, 20212 min read
Investor Basics: Stocks and Bonds
At Cedarstone we believe it is important for every investor to understand the fundamentals, including how securities work and what their...
Walter Cifuentes
Jan 29, 20212 min read
What is a 1099-R?
It is that lovely time of year that we all like to look forward too - Tax Season! You might have noticed something in your mailbox that...
Steve Coker, CFP
Jan 15, 20213 min read
The Year Ahead – 2021 Outlook
When we wrote our 2020 outlook almost exactly one year ago, we outlined a basic expectation for 2020 and then highlighted the key risks...
Steve Coker, CFP
Jan 8, 20213 min read
2020 A Year in Review
Now that 2020 is over there are many who would rather not look back! Certainly 2020 will be remembered as a challenging year as many...
Carole Meitler
Dec 18, 20204 min read
Can Money Buy Happiness
‘Tis the season to be …giving. We can’t help but notice the more generous spirit we see during the Christmas season. Furthermore, in some...
Steve Coker, CFP
Dec 4, 20203 min read
Giving Appreciated Stock
As we discussed last week, there is tremendous uncertainty about future tax changes, making 2020 year-end tax planning extremely...
Steve Coker, CFP
Oct 21, 20203 min read
Preparing for retirement – a checklist
Ok, let’s admit it. Retirement can be a stressful and time-consuming task. If you aren’t careful, the process of reaching retirement will...
Steve Coker, CFP
Sep 25, 20202 min read
Traditional vs Roth Retirement Plan Contributions – why not both!
Making after-tax contributions, also known as Roth contributions, to your 401k or IRA can be an effective way to save for retirement and...
