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Steve Coker, CFP
Apr 8, 20193 min read
Social Security Number Compromised? Here's What to Do
Unfortunately, we receive several calls each year from clients who have had social security numbers or identities stolen. Most often the...
Steve Coker, CFP
Mar 4, 20193 min read
Creating a Living Legacy
Many of my clients have a goal of leaving money to their children, usually a dollar amount that they would like to have ‘left over’ after...
Steve Coker, CFP
Feb 25, 20193 min read
Retiring Out of California
California is a wonderful and expensive place to live. It has incredible beauty, amazing weather, and some of the highest tax rates in...
Steve Coker, CFP
Feb 19, 20192 min read
Give Stock, Save Taxes, Give More
If you are feeling the bite at tax time, here is a great planning idea to help reduce your taxes for 2019: give appreciated stock...
Steve Coker, CFP
Nov 5, 20182 min read
Moving in Retirement? How to Keep Your California Property Tax Basis
There are a few excellent tax breaks for retirees in high tax California and Propositions 60 and 90 are two of the best. These laws...
Steve Coker, CFP
Oct 22, 20182 min read
Do You Need Life Insurance in Retirement?
Many people are surprised to hear that they may not need life insurance in retirement. Life insurance is something that most have...
Steve Coker, CFP
Oct 1, 20183 min read
Retiring Out of California
California is a wonderful and expensive place to live. It has incredible beauty, amazing weather, and some of the highest tax rates in...
Steve Coker, CFP
Sep 3, 20182 min read
Using Schwab Two-Factor Authentication
For the past several weeks we have focused on Cybersecurity and how to best protect your identity and accounts. In this article, we will...
Steve Coker, CFP
Aug 27, 20182 min read
Healthcare in Retirement - Developing a Health Insurance Strategy
Several weeks ago we wrote an article outlining the basics of healthcare costs. This week we continue our conversation with strategies...
Steve Coker, CFP
Aug 13, 20182 min read
Save More… Tomorrow
We as Americans have a problem – we don’t save enough. In fact, a recent study by Bankrate.com reported that 18 percent of the U.S. was...
Steve Coker, CFP
Aug 6, 20183 min read
Making the Most of Your Roth 401(k)
When it comes to saving for retirement, your 401k plan is a great place to start. 401k plans offer higher contribution limits ($18,500...
Steve Coker, CFP
Jul 16, 20183 min read
Social Security: Why You Should Wait
Filing for social security too early is one of the biggest mistakes that retirees make. While applying for benefits early is tempting due...
Steve Coker, CFP
Jul 1, 20182 min read
The Cost of Healthcare in Retirement
One of the most daunting challenges facing retirees is the cost of healthcare. Without some type of employer-provided retiree healthcare,...
Steve Coker, CFP
Jun 25, 20184 min read
Five Habits for Contentment
Financial stress is rampant in our culture, and I have witnessed the impact of this stress in my conversations with clients. After...
Steve Coker, CFP
Jun 4, 20182 min read
Concentrated Giving to Maximize Tax Deductions
If you are charitably minded, you should be aware of changes under the recent Tax Cuts and Jobs Act that may change the way you give. Let...
Steve Coker, CFP
May 21, 20182 min read
How Much Cash Should I Hold?
While we believe that making your money work for you is important, it is also important to hold some cash in checking and savings for...
Steve Coker, CFP
May 13, 20182 min read
A Living Trust Is for Life
Many times when people set up their trusts, they focus on what will happen to their assets upon their death. However, a trust is also an...
Steve Coker, CFP
Mar 18, 20183 min read
Can I Retire Before Age 59.5?
Can you retire before the age of 59.5? The quick answer is maybe, but many mistakenly believe that they simply cannot leave their job...
Steve Coker, CFP
Nov 23, 20172 min read
Talking With Family About Money
Over the next few weeks, many of us will be meeting with family to celebrate the holidays. Of course, if your family is like mine, these...
Steve Coker, CFP
Oct 20, 20172 min read
Protecting Your Schwab Account: Beyond the Password
Protecting your financial information online begins with a good password but it doesn’t have to end there. By now, I am sure you've heard...
