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Steve Coker, CFP
Oct 252 min read
Year End Tax Planning Opportunities 2024
It is time to start year-end tax planning! It is hard to believe that 2024 is already coming to a close. With the elections less than two...
Steve Coker, CFP
Apr 262 min read
Tax Cuts Expiring
The Tax Cuts and Jobs Act (“TCJA”), originally passed in 2017, was one of the most significant tax cuts in U.S. history. It reduced...
Steve Coker, CFP
Feb 183 min read
Tax Tips: The IRA
It is tax time and many of us will be heading to our local CPA or wrestling with Turbo Tax to complete our tax returns before the April...
Steve Coker, CFP
Jan 211 min read
Updated Retirement Plan Contribution Limits 2024
The IRS has published the 2024 contribution limits for your 401k, IRA, and other retirement plans. Now is a great time to review your...
Steve Coker, CFP
Dec 8, 20233 min read
Why Dividends Matter – and Don’t
When it comes to stock investing, dividends matter – and don’t. Here is what I mean. Dividends truly matter to overall stock returns...
Steve Coker, CFP
Nov 17, 20233 min read
Qualified Charitable Donations
Qualified Charitable Distributions (“QCD”) allow eligible IRA owners aged 70.5 or older to make up to $100,000 in tax-free gifts to...
Steve Coker, CFP
Nov 10, 20234 min read
Understanding RMD’s
Required Minimum Distributions or “RMD’s” are the minimum amount that must be withdrawn from pre-tax, tax-deferred retirement accounts,...
Steve Coker, CFP
Oct 28, 20232 min read
Year End Tax Planning for 2023
We have a divided government and an imminent presidential election. As a result, no significant tax legislation has been passed in 2023,...
Steve Coker, CFP
Apr 1, 20232 min read
Americans are moving to low-tax states
If you live in California like me, it is probably no surprise to hear that people are leaving the state. It seems like every month a...
Steve Coker, CFP
Mar 24, 20232 min read
How do tax brackets work?
What tax bracket are you in? What is your effective tax rate? How much more will you pay in taxes if your income goes up? These are...
Steve Coker, CFP
Jan 20, 20231 min read
RMD Age Changing to 73
The beginning age for retirement plan Required Minimum Distributions (“RMD’s”) is changing once again! Required Minnimum Distributions...
Steve Coker, CFP
Jan 15, 20231 min read
Updated Retirement Plan Contribution Limits 2023
The IRS has published the 2023 contribution limits for your 401k, IRA, and other retirement plans. Now is a great time to review your...
Steve Coker, CFP
Nov 18, 20222 min read
Year End Tax Planning for 2022
The Mid-term election is behind us, and we appear to have a divided government with a Republican majority in the House and democrat...
Steve Coker, CFP
Oct 28, 20222 min read
Tax Loss Harvesting
This has been a tough year for many investors, but investments in negative territory may still do some good. You may be able to lower...
Steve Coker, CFP
Apr 1, 20222 min read
Lowering your Medicare Premiums Due to a Life-Changing Event
Many retirees are surprised to learn that Medicare premiums are variable, increasing considerably for higher income individuals. The...
Steve Coker, CFP
Feb 18, 20223 min read
Moving in Retirement? How to Keep Your California Property Tax Basis under Proposition 19
Proposition 19, which went into effect in 2021, can help California retirees save thousands of dollars when moving to a new home in...
Carole Meitler
Jan 28, 20222 min read
Back Door Roths for 2021
If you are wanting to increase your savings in tax advantaged accounts, there are three things you can still do for 2021 if you have some...
Steve Coker, CFP
Nov 5, 20213 min read
Donating Appreciated Stock
As we approach year-end many of our clients are looking for ways to save on their tax bill. One effective strategy, especially after the...
Steve Coker, CFP
Oct 1, 20213 min read
Should I take out a 401k Loan?
If you have high interest credit card debt, want to buy a new car, or simply need some extra cash it is often very easy to dip into your...
Steve Coker, CFP
Sep 17, 20212 min read
Tax Changes Are Coming: An update
After months of anticipation the House Ways and Means Committee has finally released their tax proposals. I have not written much about...
