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Writer's pictureSteve Coker, CFP

Updated Retirement Plan Contribution Limits 2022


The IRS has published the 2022 contribution limits for your 401k, IRA and other retirement plans. Now is a great time to review your contributions to ensure you are making the most of your retirement plans. Here are a few key items to remember as you make your 2022 contributions:


  • It is usually best to make your 401k contributions throughout the year rather than ‘front-loading’ your contributions.

  • 2021 IRA Contributions and SEP IRA Contributions must be made before you file your 2021 tax return or April 15 – whichever is earliest.

  • SEP IRA contributions are also limited to 20% of business net income


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